No catch. No hassles. No gimmicks. UMPA believes in helping American business and we know unexpected things happen, and that’s why we offer our members a hassle-free alternative to conventional business loans. It’s a simple, convenient and fast way to get the money you need in as little as 72 hours.

A business cash advance is an innovative form of funding that allows a merchant to receive the working capital  needed fast and paid back flexibly. It’s not a loan: the merchant is literally selling UMPA a portion of future credit card sales or total deposits. UMPA simply collects a percentage of the credit card batches or total deposits until it has collected the full amount of receivables purchased. This usually takes 6 to 15 months.

  1. Apply – Our 1 page application makes it quick and easy.  You can apply by clicking on the link, or you can call us directly and we will be happy to assist.
  2. Receive Funds – Most businesses receive their money within 7-10 days right into their bank account.
  3. Operate As Usual – Easy and No Hassle! Your cash advance is paid back with a small fixed percentage of your credit card transactions.
  4. Renew – You are eligible to receive additional funds after the majority of your advance is paid off.

UMPA funds businesses of all sizes, ranging from the smallest corner pizza shop to multi-location retail and service chains. The minimum funding size per location is $4,000 and the maximum is $250,000.

Providing Our Merchants The Competitive Edge

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