UMPA Merchant Rate Calculator — enter fees and volume to compute monthly processing cost
UMPA Credit Card Processing
Merchant Comparison Form
Program type
Debit
Swiped debit%×=$0.00
Debit transaction fee¢×=$0.00
PIN entered debit¢×=$0.00
Monthly PIN debit fee
$0.00
Credit — qualified tiers
Qualified%×=$0.00
Mid-qualified%×=$0.00
Non-qualified%×=$0.00
Transaction fee¢×=$0.00
AMEX
AMEX qualified%×=$0.00
AMEX mid-qualified%×=$0.00
AMEX non-qualified%×=$0.00
AMEX transaction fee¢×=$0.00
Other fees
Batch fee¢×=$0.00
AVS¢×=$0.00
EBT10¢=$0.00
FANF=$0.00
Mastercard location fee$1.50 fixed=$1.50
Monthly statement fee
$0.00
Terminal
$0.00
Total UMPA cost$0.00
Current cost—
Monthly savings—
300 West Cherry Street, Palmyra, PA 17078 · (717) 832-0730 · umpa-us.com · Revised May 21, 2026
